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Privacy Policy

FACTS

WHAT DOES HOLMES COUNTY BANK AND TRUST COMPANY DO WITH YOUR PERSONAL INFORMATION?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account transactions
  • payment history and transaction history
  • credit history and checking account information
When you are no longer our customer, we continue to share your information as described in this notice.
How? All Financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons  HOLMES COUNTY BANK AND TRUST COMPANY chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does HOLMES COUNTY BANK AND TRUST COMPANY Share? Can you limit this sharing?
For our everyday business purposes –
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes –
to offer our products and services to you
Yes We do not share
For joint marketing with other financial companies No We do not share
For our affiliates' everyday business purposes –
information about your transactions and experiences
No We do not share
For our affiliates' everyday business purposes –
information about your creditworthiness
No We do not share
For nonaffiliates to market to you No We do not share
Questions? Call 662-834-2311 or go to www.holmesbk.com

 

Who we are
Who is providing this notice? HOLMES COUNTY BANK AND TRUST COMPANY
What we do
How does Holmes County Bank and Trust Company protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Holmes County Bank and Trust Company collect my personal information?

We collect your personal information, for example, when you

  • open an account or apply for a loan
  • make deposits or withdrawals from your account or give us your contact information
  • show your driver's license

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
  • State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Holmes County Bank and Trust Company has no affiliates.
Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Holmes County Bank and Trust Company does not share with non-affiliates so they can market to you.
Joint Marketing

 

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Holmes County Bank and Trust Company doesn't jointly market.

Other important information                

For Mississippi customers. We will not share personal information from deposit or share relationships with non-affiliates either for them to market to you or for joint marketing - without your authorization.