Personal Checking Accounts

We at Holmes County Bank offer several different options for personal checking accounts.  A brief description of each is listed below.  Full disclosures for all checking accounts can be obtained at any of our branches. 

Regular Checking

• $100 required deposit to open
• Monthly service charge dependent on balance
• Unlimited transactions
• Monthly paper or eStatement (discount available for eStatement enrollment)  
• Debit card w/ fraud prevention and card management
• 24 hour online and telephone banking access
• Mobile banking w/ remote deposit capture

Personal NOW

• Interest bearing account
• $2,500 required deposit to open
• $6.95  service charge if balance falls below $1,500 (monthly)
• No interest paid on days when balance is below $1,500
• Unlimited transactions
• Debit card w/ fraud prevention and card management
• Monthly paper or eStatement
• 24 hour online and telephone banking access
• Mobile banking w/ remote deposit capture

High Yield NOW

• Interest bearing account
• $10,000 required deposit to open
• $20 service charge if balance falls below $10,000 (monthly)
• No interest paid on days when balance is below $10,000
• Unlimited transactions
• Debit card w/ fraud prevention and card management
• Monthly paper or eStatement
• 24 hour online and telephone banking access
• Mobile banking w/ remote deposit capture